Give Mortgage Team
Today’s Mortgage Rates
Effective 5/12/2025
15-Year Fixed
6.000%
INTEREST RATE
6.278%
APR
20% Down
$600,000 Loan Amount
30-Year Fixed
6.875%
INTEREST RATE
7.071%
APR
20% Down
$600,000 Loan Amount
FHA - 30 YR
6.250%
INTEREST RATE
7.142%
APR
3.5% Down FHA
$545,225 Loan Amount
Jumbo 30 Fixed
6.875%
INTEREST RATE
7.025%
APR
20% Down
$960,000 Loan Amount
UMortgage, LLC , 100 N 18th Street Suite 1400, Philadelphia PA 19103. Interest rate and monthly payment based on 760 FICO score.
Discount points are up to 1% of the loan amount. Terms and rates may differ based on borrower qualifications. Rates are subject to change without notice. This is not a commitment to lend and the borrower must meet the qualification criteria.
Rates are current as of 5/12/25. Company NMLS 1457759.
How to Get Approved
Down Payment
Let your Loan Officer know how much money you have available for down payment and closing costs.
Credit Score
We'll pull a "soft" inquiry on your credit so it doesn't impact your scores.
Employment History
Have your last 2 years employment history with dates of employment available.
Dept-to-Income Ratio
We'll calculate your DTI which will determine how much home you qualify to purchase.
Featured Program
Different people have different needs.
So we customize the loan program that fits your needs best.
This week we're featuring:
No Income, No Employment
Investor Cash Flow (DSCR) Loans
No employment, No Income information or documentation required
Investment property only
Loan amounts up to $2.5 million
Up to 80% Loan to Value (20% down) on purchase & rate/term refi
Minimum FICO 680
What our customers say
Our Team
Brian Cardenas
NMLS 183143
Evan Cardenas
NMLS 1463065
What is Give Mortgage?
Give Mortgage was started because we have a mission for giving. We take our decades of experience and put it to use to make sure that we give the best advice to our clients to make sure they have the information and options to make the best decision for themselves to build wealth through real estate.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. UMortgage LLC D/B/A Give Mortgage. NMLS #1457759. Equal Housing Opportunity, 2025 All Rights Reserved.
